You may receive a 10% reduction off of your motor vehicle collision and liability insurance premium each year for the next three years!
Requirements to take our amazing course:
Fill out your information.
- You will first have to register using the email where we will send you a 4-digit code to ensure we have the correct email to send your completion certificate.
- Your name must be typed in exactly as it is on your current NY State driver’s license.
- The address you enter must be the address you want us to mail you your Certificate of Completion.
- You must add in your date of birth (dd/mm/yyyy)
- Add your driver’s license number in correctly so we can let the DMV know you are eligible for a 4-point reduction.
- If you type any information incorrectly and need to change it after you have completed our course, there is a $15 fee for updates and reprints.
Biometrics and security questions.
- You will be instructed to take a selfie for facial recognition validation. You will be asked to take a photo strictly for authentication, security, or check-in purposes. We do not sell your facial data, and all information is encrypted and stored securely.
- Next, pick whichever 15 questions you would like to answer and those will be your personal security questions that will be asked a few times throughout the course. This level of security is to provide authentication that it is you taking this course, and these are required by the NY State DMV.
Learn at your own pace!
- Our online course has only 7 sections that you can read at your own pace. Log on and off from any computer as often as you want. Our site is available to you 24/7 so you can learn when it is best for you. Important: Please remember that NY State Law requires that you complete the course within 30 days of registration.
Quiz.
- At the end of section review you will have a short, 4-question quiz that you must pass to continue.
- You will have 3 attempts to get 3 out of 4 questions answered correctly.
- Need help? We offer a VERY handy Key Points sheet that you can print out and refer to in case you want to make sure you remembered everything correctly.
Celebrate!
- Once you have completed the last easy quiz in the last section, you are done!
- We will report your completion to the DMV.
- Once you receive your certificate in the mail, submit it to your insurance company and you can get your 10% discount if your insurance company offers this. Fantastic!
Risk-free payment.
- You can pay on our site and start immediately.
- If you have not taken the first quiz in section 1, you may cancel the course and request a refund. All requests must be made in writing from the email that was registered to take the course.
Approved Sponsor: Defensive Driver's Discount online course is approved by NY State DMV.
Successful completion of 320-minute Internet course by principal operator of insured vehicle provides 3-year, up to 10% premium reduction in base rate of motorist's current car liability, no-fault & collision premiums.
Reduced points remain on the driving record but are not counted by NYS DMV against the license. Point reduction does not remove, delete, subtract or erase violations, convictions or points, or prevent or cancel a mandatory revocation or suspension for violations such as DWI, DWAI or three speeding violations within 18 months.
Point reduction benefits can be applied once within 18 months and reduce as many as 4 points from record.
Note that prices listed on this website are for the Internet course. Prices for classroom courses vary by location.